Understanding Personal Finance

A live, six-week money class for teens ages 14–17. Most teens graduate without ever learning how money works. This class closes that gap before the first paycheck, the first credit card offer, or the first apartment.

  • 6 live 90-minute classes
  • Small groups of 4–10 students
  • Workbook + YouScience career assessment included
  • $229 per student 
  • Six weeks, six themes. Each one gives your teen skills they can use the same week.
Join the Winter 2027 Wait List

Week 1 · Relate: Your teen will learn how money affects relationships and personal values — and how to talk about money with confidence and empathy.

Week 2 · Respond: Your teen will discover how to create value in the world around them, especially in their chosen vocations. We explore their gifts and interests in choosing a career.

Week 3 · Steward: We'll explore what it means to manage money with purpose — saving, giving, and planning like it matters (because it does!).

Week 4 · Grow: Teens will learn the basics of saving, investing, and how to make their money work for them.

Week 5 · Protect: They'll learn how to safeguard their identity, avoid common financial pitfalls, and understand the importance of insurance.

Week 6 · Freedom: Ultimately, they'll see how financial knowledge leads to freedom — not just from debt, but freedom to pursue what matters most!

9 Hours of Class Time

Six weeks of 90 minute Zoom discussions

Class Workbook

Our reference document covering each of the six weeks

In Between Class Challenges

Challenges and activities to solidify knowledge between classes.

Hi, I'm Hal Prather, founder of Your Profit Pro. I've spent my career in personal finance — including years counseling individuals through Consumer Credit Counseling — and I teach this class myself. My wife and I also homeschooled our own children, so I have firsthand experience with the homeschool lifestyle. I'd love to help your student build real confidence with money.

Read my full story ->

Winter 2027 Classes Start in January

Join the wait list to help choose the class dates and time, and be the first to know when enrollment opens.

Wait List

Get first notice of new class dates, and help us pick the day and time for the next groups.

Join Wait List

Group Registration

Have a group of students ready to take this class?  We can coordinate a unique day and time for your group.  Get in touch to get started with group registration.

Group Registration

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